Any wallet in · USDC out · Non-custodial

Customers pay you in USDC.
You keep your money.

One checkout, any wallet: MetaMask, Coinbase Wallet, Trust, or a free PayWicket Wallet. Customers without crypto buy USDC for their own wallet with a card, then pay in one tap. Every payment settles instantly as USDC into a wallet only you control. No middleman ever holds your funds.

Start free → See how it works

No setup feesYou hold the keysFrom 0.5% per transactionSettles in seconds

Questions? Talk to Wick, our assistant, any time: +1 (978) 574‑7641·chat now

Built on Polygon · USDC · EIP-3009 gasless · x402 · MCP

How it works

Three steps. No crypto homework.

You open a wicket. Your customers pay the way they already do. The money arrives as USDC in a wallet you control.

Open your wicket

Create an account, turn on MFA, connect a payout wallet you control, and paste two lines into your site, install the WooCommerce plugin, or connect your Shopify store.

Customers pay their way

From any crypto wallet, or from a free PayWicket Wallet. No crypto yet? They buy USDC for their own wallet first, with a card, Apple Pay or Google Pay, through our licensed partner, then come back and pay in one tap. They see a normal checkout and the list price.

You receive USDC. Instantly.

Every payment settles on-chain to your wallet in seconds, minus a small fee. Track it, refund in a click, and move your USDC wherever you like. Cashing out to a bank from PayWicket is coming through our licensed partner.

Why PayWicket

Stripe-simple. Self-custody-safe.

A normal checkout for your customers. Stablecoin settlement you control. No middleman holding anyone's funds.

Any wallet in, USDC out

Customers pay from any crypto wallet or a free PayWicket Wallet. Customers new to crypto buy USDC for their own wallet first, with a card. Every payment settles to you in USDC.

You own the wallet

Non-custodial by default. Funds settle directly to a wallet only you control. We never hold your money.

Gasless for wallet users

Crypto customers pay USDC with zero gas. They just sign; we cover the network fee. Card customers never see crypto at all.

Refunds built in

Return funds to a customer in one click. Card risk stays with the licensed provider; settled crypto is final for you.

Drop-in checkout

Add it to any site in two lines. Hosted payment links, embeddable checkout, a WooCommerce plugin and a Shopify integration.

Real dashboard

Live balances, transactions, volume and revenue analytics, multi-wallet, multi-site, all in one place.

Secure by design

MFA, scoped API keys, signed webhooks, on-chain fee enforcement, and admin controls.

Agent-native

AI agents can pay you over HTTP with x402 and manage payments through MCP. The same rails, no humans required.

0.5%

Crypto-wallet payments

~3s

Settlement time

Setup / monthly fees

100%

Non-custodial

Pricing

Honest pricing, priced by how your customer pays

No monthly fees. No setup fees. You pay the fee, your customer pays the list price. Every payment settles to you in USDC.

Every payment · you pay

0.5%

per transaction · $0.05 minimum · settled on-chain

Your customer pays USDC from any wallet, gasless, and pays exactly the list price. There's no card network in the middle of your payment, so almost nothing to pass on.

Buying USDC with a card · your customer pays

5.9% + $1.80

per purchase, out of what the card buys · nothing charged to you

PayWicket's processing fee when a customer without crypto buys USDC for their own free PayWicket Wallet, on PayWicket, through our licensed partner. It is their purchase and their USDC; the checkout suggests the amount so they arrive with enough to pay you.

Non-custodial wallets included
Unlimited wallets & sites
Drop-in checkout, payment links & QR
Refunds built in
Agent payments via x402 + MCP
Webhooks, analytics & CSV export

Start free →

Agent-native

Payments for AI agents, not just people

PayWicket speaks x402 and MCP: an agent can pay your endpoint in a single round trip, with no API keys and no accounts, and even create wallets and configure payments for you.

// An agent pays a PayWicket-protected endpoint (x402)
const res = await fetch("https://api.paywicket.com/insights");
// → 402 Payment Required · agent signs a USDC authorization · retries
// → 200 OK + data. One round trip. Done.

FAQ

Good questions

Wick has answers. If yours isn't here, chat with Wick, call +1 (978) 574-7641, or write to support@paywicket.com.

Is it really non-custodial?

Yes. Payments settle directly to a wallet you control. We never hold your funds. You connect your own payout address (MetaMask, Coinbase, hardware wallet), and money goes straight there minus our fee, on-chain.

Do my customers need crypto experience or a wallet?

No experience needed. A customer without crypto opens a free PayWicket Wallet in their name (an email and one tap) and buys USDC for it with a card, Apple Pay or Google Pay through our licensed partner; that is their own purchase, separate from your checkout. Then they come back and pay you from that wallet in one tap, and the USDC they keep is theirs. Customers who already hold USDC pay from their wallet gaslessly. They just sign; we cover the network fee.

Will my customers' cards work when they buy USDC?

Debit cards, Apple Pay and Google Pay are approved most often; some banks limit credit cards for purchases of digital dollars. When a bank declines, nothing is charged, and the customer can try another card or pay you from a crypto wallet they already have. First-time buyers complete a one-minute identity check with our partner, once per email; after that it is card and done.

What about chargebacks?

You are paid in USDC from the customer's wallet, and a confirmed USDC payment is final. When a customer buys USDC with a card, that purchase is between them and our licensed partner, who carries the card risk; none of it touches your settlement. Refunds are always in your hands, one click.

What does it cost?

You pay 0.5% per payment with a small minimum, whatever wallet your customer pays from, and your customer pays exactly the list price. When a customer buys USDC for their own PayWicket Wallet with a card, that purchase carries PayWicket's processing fee of 5.9% + $1.80, paid by the customer out of what the card buys; the checkout tells them the suggested amount so they arrive with enough. No monthly fees, no setup fees.

Can I add it to my existing store?

Yes. A two-line drop-in works on any site, plus a WooCommerce plugin, a Shopify integration, hosted payment links, and QR codes.

Which network and token?

USDC on Polygon today (fast, sub-cent gas). Multi-chain and more assets are on the roadmap.

Open your wicket today

Create an account, connect a wallet you control, and take your first USDC payment in minutes.

Get started free → Watch the 2-minute demos

Prefer a walkthrough?

Tell us a little about your business and a person on our team will set up a call. You can also ask Wick anything right now, or call +1 (978) 574-7641.