Live on Polygon · Non-custodial · Agent-native

Accept crypto on any site.
Keep your money.

PayWicket is the fastest way for a business to take stablecoin payments — a wallet you own, gasless checkout for your customers, instant settlement, and a drop-in you add in two lines.

✓ No setup fees✓ You hold the keys0.5% per transaction
✓ Confirmed in 3s
Acme Store Polygon
$49.99 · 49.99 USDC
Pay with your crypto wallet — gasless
Pay now
Merchant gets 99.5%
Built on Polygon · USDC · EIP-3009 gasless · x402 · MCP
Why PayWicket

Stripe-simple. Self-custody-safe.

Everything to accept crypto without handing your funds — or your customers' — to a middleman.

🔑

You own the wallet

Non-custodial by default. Funds settle directly to a wallet only you control. We never hold your money.

Gasless for customers

Customers pay USDC with zero gas — they just sign. Powered by EIP-3009; settles in seconds on Polygon.

↩️

Refunds & chargebacks

Send funds back to a customer in one click — the ERC-20 return flow, built in from day one.

🧩

Drop-in checkout

Add “Pay with crypto” to any site in two lines. Hosted payment links, QR codes, and a WooCommerce plugin.

📊

Real dashboard

Live balances, transactions, volume and revenue analytics, multi-wallet, multi-site — all in one place.

🛡️

Secure by design

Passkey-ready MFA, scoped API keys, signed webhooks, on-chain fee enforcement, admin controls.

0.5%
Per transaction
~3s
Settlement time
$0
Setup / monthly fees
100%
Non-custodial
How it works

Live in minutes

Create an account

Sign up, turn on MFA, and connect a payout wallet you control.

Add the checkout

Paste the snippet, install the WooCommerce plugin, or let an AI agent wire it up over MCP.

Get paid in USDC

Customers pay gasless; funds settle straight to your wallet. We take a small fee.

Manage & cash out

Track every transaction, refund in a click, and off-ramp to your bank.

Pricing

One honest, competitive rate

No monthly fees. No setup fees. Under card rates — and no $0.30-per-transaction tax.

0.5%
per transaction · settled on-chain
  • Non-custodial wallets included
  • Unlimited wallets & sites
  • Drop-in checkout, payment links & QR
  • Refunds & chargebacks
  • Agent payments via x402 + MCP
  • Webhooks, analytics & CSV export
Start free →
Agent-native

Payments for AI agents, not just people

PayWicket speaks x402 and MCP: an agent can pay your endpoint in a single round trip — no API keys, no accounts — and even create wallets and configure payments for you.

// An agent pays a PayWicket-protected endpoint (x402)
const res = await fetch("https://api.paywicket.com/insights");
// → 402 Payment Required · agent signs a USDC authorization · retries
// → 200 OK + data. One round trip. Done.
FAQ

Good questions

Is it really non-custodial?

Yes. Payments settle directly to a wallet you control — we never hold your funds. You connect your own payout address (MetaMask, Coinbase, hardware wallet), and money goes straight there minus our fee, on-chain.

Do my customers need crypto experience or gas?

No gas needed — checkout is gasless (they only sign a USDC authorization; we cover the network fee). They just need USDC in a wallet.

What does it cost?

0.5% per transaction with a small minimum, no monthly or setup fees. That's well under credit-card rates, with no fixed per-transaction surcharge.

Can I add it to my existing store?

Yes — a two-line drop-in works on any site, plus a WooCommerce "Pay with crypto" plugin, hosted payment links, and QR codes.

Which network and token?

USDC on Polygon today (fast, sub-cent gas). Multi-chain and more assets are on the roadmap.

Start accepting crypto today

Create an account, connect your wallet, and take your first payment in minutes.

Get started free →