Non-custodial · USDC on Polygon · Agent-native

Accept crypto on any site. Keep your money.

PayWicket is the easiest way for a business to take stablecoin payments — a wallet you own, instant settlement, refunds, and a checkout you drop in with two lines. Built for the agentic era.

Start free → See a live demo
No setup fees · You hold the keys · 0.5% per transaction
Why PayWicket

Stripe-simple. Self-custody-safe.

Everything you need to accept crypto without handing your funds — or your customers' — to a middleman.

🔑

You own the wallet

Non-custodial by default. Funds land directly in a wallet only you control. We never hold your money.

Instant, gasless USDC

Customers pay USDC on Polygon with no gas, settling in seconds. Powered by EIP-3009 / account abstraction.

↩️

Refunds & chargebacks

Send funds back to a customer in one click — the ERC-20 return flow built in from day one.

🧩

Drop-in checkout

Add a “Pay with crypto” button to any site with two lines. Hosted payment links and QR codes included.

👛

Multiple wallets & sites

One account, many wallets — map different sites to different wallets, manage them all in one dashboard.

🛡️

Security built in

Passkey + TOTP MFA, scoped API keys, signed webhooks, and on-chain spend policies for agent wallets.

How it works

Live in minutes

Create an account

Sign up, turn on MFA. We mint your non-custodial wallet instantly.

Add the checkout

Paste the snippet, or let an AI agent wire it up over MCP.

Get paid in USDC

Customers pay; funds settle straight to your wallet. We take 0.5%.

Manage & cash out

Track every transaction, refund, and off-ramp to your bank.

Pricing

One honest, competitive rate

No monthly fees. No setup fees. ~6× cheaper than credit cards.

0.5%
per transaction · settled on-chain
  • Non-custodial wallet included
  • Unlimited wallets & sites
  • Drop-in checkout + payment links
  • Refunds & chargebacks
  • Agent payments via x402 + MCP
  • Webhooks & accounting export
⬡ Agent-native

Payments for AI agents, not just people

PayWicket speaks x402 and MCP: an agent can pay your endpoint in a single HTTP round trip — no API keys, no accounts — and can even create wallets and configure payments for you.

// An agent pays a PayWicket-protected endpoint (x402)
const res = await fetch("https://api.paywicket.com/insights");
// → 402 Payment Required, agent signs USDC authorization, retries
// → 200 OK + data. One round trip. Done.